How to Create a PayPal Account in Bangladesh (2026 Guide)

If you’re a freelancer, online business owner, or someone who regularly makes international payments from Bangladesh, you’ve probably encountered situations where PayPal is required.

The problem is that PayPal is not officially available for local account registration in Bangladesh, making it difficult to receive payments from foreign clients or pay for services that rely on PayPal.

But does that mean you cannot create a PayPal account while living in Bangladesh? Not necessarily. There are legitimate ways to open a foreign PayPal account if you meet the requirements of a supported country. This includes opening a personal account as an eligible resident or registering a foreign business to apply for a PayPal Business account.

In this guide, you’ll learn how to create a PayPal account in Bangladesh in 2026, the documents and verification requirements involved, and how to choose the right account setup for your situation.

Is PayPal Available in Bangladesh in 2026?

No. As of 2026, PayPal is still not officially available for local account registration in Bangladesh.

Bangladesh is not included in PayPal’s supported countries for account registration, so residents cannot simply sign up using their local address and access the usual PayPal services.

The restrictions are connected to PayPal’s country availability and the financial regulations governing international payment services in Bangladesh. Although there have been discussions about introducing PayPal to the country, the service has not officially launched local account registration.

But there is an important distinction between a local PayPal account and a foreign PayPal account.

A local account would be registered directly in Bangladesh using Bangladeshi residential and banking details. Since PayPal does not support this, you cannot open one.

A foreign PayPal account, on the other hand, is registered in a country where PayPal operates. For example, someone who legally resides in a supported country can apply for a personal PayPal account there. Similarly, a business established or operating in a supported country can qualify for a PayPal Business account.

This means being a Bangladeshi citizen does not automatically prevent you from qualifying for PayPal. What matters is whether you meet the requirements of the country where the account is registered. You must also comply with PayPal’s rules about accessing its services from unsupported countries.

Now, let’s look at the account creation options available to Bangladeshis and who can qualify for each one.

Can You Create a PayPal Account in Bangladesh?

Yes, you can create a PayPal account as a Bangladeshi, but you need to meet the eligibility requirements of a country where PayPal is officially supported.

There are two main ways to do this: opening a personal account if you legally reside in a supported country, or applying for a PayPal Business account through an eligible foreign business.

Let’s look at how both options work.

Opening a Personal PayPal Account in a Supported Country

A personal PayPal account is the simplest option if you already live in a country where PayPal operates.

For example, if you’re a Bangladeshi citizen legally residing in the United States, you can register for a US PayPal account using your actual residential information. You don’t need to be a US citizen to qualify, but you must meet PayPal’s residency and identity verification requirements.

Opening a PayPal Business Account Through a Foreign Company

For Bangladesh-based freelancers and business owners who need PayPal to receive international payments, opening a Business account through a foreign company is the main option worth considering.

Unlike a personal account, a PayPal Business account can be registered under an eligible company established in a supported country. This means you don’t necessarily have to be a citizen or permanent resident of that country to qualify.

For example, you can register a limited liability company (LLC) in the United States and use that company to apply for a US PayPal Business account. Other supported countries also have business registration structures that foreign entrepreneurs can use.

Which PayPal Account Type Is Best for Bangladeshis?

The best option depends on your residency status and why you need PayPal.

If you legally reside in a PayPal-supported country, a personal account is the easiest option for everyday payments. You can open one without registering a foreign company.

But if you live in Bangladesh and need PayPal for freelancing or online business, I would recommend the foreign business account route first.

Requirements to Create a PayPal Account in Bangladesh

Before creating a foreign PayPal account, you need to prepare the information and documents required for registration and verification.

The exact requirements depend on the country you choose and whether you’re opening a personal or business account. For a business account, PayPal also needs information about the company and the people who own or manage it.

Here’s what you’ll need.

Personal Information and Identification Documents

PayPal requires your personal information to confirm your identity and verify that you’re eligible to hold an account.

For registration and identity verification, prepare the following:

• Full legal name: Your name should match the information on your identification documents.
• Date of birth: You must be at least 18 years old or meet the minimum legal age required in the account country.
• Residential address: Provide your actual residential address, which PayPal can verify.
• Government-issued identification: A valid passport, national identity card, or driver’s license accepted by PayPal.
• Proof of address: A recent utility bill, bank statement, or another accepted document showing your name and residential address.

If you’re Bangladeshi, you can use your passport to verify your identity when opening a foreign PayPal Business account. PayPal’s US business verification requirements, for example, allow foreign business owners without a US tax identification number to provide passport information.

Make sure your personal information is accurate and your documents are valid. PayPal can request additional verification after registration.

Business Registration Documents (If Applicable)

If you’re opening a PayPal Business account through a foreign company, you’ll also need documents proving that the business is legally registered.

For example, if you establish a US limited liability company (LLC), the documents and information you should prepare include:

• Company registration documents: Such as your Certificate of Formation or Articles of Organization.
• Employer Identification Number (EIN): The tax identification number assigned to your US business.
• Business name and address: The company’s legal name and verifiable business address.
• Business ownership information: Details of the individuals who own or control the company.
• Business activity details: Information about the products or services your company provides.

PayPal may also request documents confirming your business address or proof that the company is actively registered.

If you register your business in another supported country, you’ll need the equivalent documents required for that jurisdiction.

Email Address, Phone Number, and Address Requirements

You’ll need a working email address and phone number to register your PayPal account.

Your email address will be used to sign in, receive payment notifications, and communicate with PayPal. I recommend using an email address that isn’t already linked to another PayPal account.

For your phone number, use one that PayPal accepts for your account setup and that you can access whenever verification is required. PayPal uses phone numbers to send security and confirmation codes.

Your address information is equally important. For a personal account, you must provide your actual residential address in the supported country where you’re eligible to register.

For a business account, you’ll need the company’s registered or operating address.

PayPal may still require your personal residential address, even when you’re registering under a foreign company.

The important thing is to use accurate information that you can verify when requested.

Bank Account or Debit/Credit Card Requirements

You’ll also need an eligible payment method if you want to make payments or withdraw money through your PayPal account.

PayPal allows users to link supported bank accounts and debit or credit cards. However, the payment methods you can connect depend on the country where your account is registered.

For example, if you’re opening a US PayPal Business account, you’ll need access to banking or card services that PayPal accepts for that account.

A bank account is particularly important if you intend to withdraw your PayPal balance. Debit and credit cards are mainly useful for making payments and confirming a payment method.

You don’t necessarily need to link a bank account or card before completing the initial registration. PayPal allows users to add payment methods afterward.

How to Create a PayPal Account in Bangladesh (Step-by-Step)

Now that you know the requirements, let’s look at how to create a PayPal account.

The registration process is relatively straightforward once you have the necessary information and documents. However, the exact steps depend on whether you’re registering as an eligible resident of a supported country or applying through a foreign business.

Follow these steps to get started.

Step 1. Choose an Eligible Country and Account Type

First, decide which country you want to register your PayPal account in.

The country must officially support PayPal, and you must meet its account eligibility requirements.

For example, if you legally reside in the United States, you can register a US personal PayPal account. If you own a US-registered LLC, you can apply for a US PayPal Business account, provided your business meets PayPal’s requirements.

Other countries have different registration rules, so you’ll need to meet the specific requirements of whichever country you choose.

Another thing to understand is that your nationality and the country where you’re registering your PayPal account are two different things. For example, if you’re a Bangladeshi citizen legally residing in the United States, you can register a US PayPal account. Your country of residence would be the United States, but your nationality would still be Bangladeshi. If PayPal asks for your nationality during registration or verification, select Bangladesh. You don’t have to claim US citizenship to open a US PayPal account.

Step 2. Visit the Official PayPal Website

Once you’ve chosen an eligible country, visit the official PayPal website at www.paypal.com.

Make sure you’re accessing the PayPal website for the country where you’re eligible to register.

For example, if you’re opening a US PayPal account, you can use www.paypal.com/us. Or www.paypal.com/UK for UK account.

On the homepage, click Sign Up to begin the registration process.

Step 3. Select a Personal or Business Account

PayPal will ask you to choose the type of account you want to create.

You’ll typically see two options:

• Personal Account: For individuals who meet the residency requirements of the selected country.
• Business Account: For eligible businesses that want to accept customer payments and conduct commercial transactions.

Select the account type that matches your need and click Continue.

If you’re registering through a foreign company, choose the Business account option.

Step 4. Enter Your Personal Information

Next, PayPal will ask for your personal details.

Depending on the registration process, you’ll need to provide your full name, email address, phone number, residential address, and a password.

Enter your information exactly as it appears on your identification documents.

If you’re a Bangladeshi citizen registering through an eligible foreign company, provide your actual personal information. You don’t need to change your nationality simply because your business is registered abroad.

Once you’ve completed the required fields, continue to the next step.

Step 5. Provide Your Business Details (If Applicable)

If you selected a Business account, PayPal will ask for information about your business.

This includes your company’s legal name, business address, business structure, and the type of products or services you offer.

For example, if you’re registering through a US LLC, select the appropriate business structure and provide the company’s registration information.

You’ll also need to provide the business tax identification number and ownership details requested during registration.

Make sure the information matches your official business documents.

If you’re opening a personal account, you won’t need to complete the business registration section.

Step 6. Verify Your Email Address and Phone Number

After entering your information, PayPal will ask you to confirm your contact details.

Check your email inbox for a verification message from PayPal. Open the message and follow the instructions to confirm your email address.

For phone verification, PayPal normally sends a security code to the number associated with your account.

Enter the code when prompted to complete the confirmation.

Use an email address and phone number you can access regularly, since PayPal uses them for account security and important notifications.

Step 7. Complete PayPal Identity Verification

PayPal needs to verify your identity before granting access to certain account features.

You can complete this process by following the verification instructions in your account dashboard.

Depending on your account type, PayPal will request information or documents such as:

• A government-issued identification document.
• Proof of your residential address.
• Business registration documents.
• Tax identification and business ownership information.

For a US PayPal Business account, foreign business owners without a US tax identification number can provide passport information during identity verification.

Upload the requested documents and submit them for review.

PayPal will notify you if additional information is required.

Step 8. Link an Eligible Bank Account or Payment Card

Once your account is created, you can add an eligible bank account or debit/credit card.

To do this:

1. Log in to your PayPal account.
2. Go to Wallet or the payment methods section.
3. Click Link a card or bank.
4. Select the payment method you want to add.
5. Enter the required information and follow the confirmation instructions.

If you’re linking a bank account to a US PayPal account, the bank must meet PayPal’s US banking requirements.

PayPal offers instant bank confirmation for supported banks. Alternatively, you can verify your bank manually using the small deposits PayPal sends to your account.

You can also add a supported debit or credit card if you prefer.

Step 9. Complete Your Account Setup

After completing the registration and verification steps, review your PayPal account to make sure everything is properly configured.

Check that your email address is confirmed, your personal or business information is correct, and any required identity verification has been completed.

If you opened a Business account, review your business profile and resolve any outstanding verification requests.

You should also enable two-factor authentication to protect your account from unauthorized access.

Once PayPal has approved your account and enabled the relevant features, you can start using it for supported transactions.

How to Register a Foreign Company for a PayPal Business Account

If you don’t already have a registered business in a PayPal-supported country, you can establish one abroad and use it to apply for a PayPal Business account.

For example, you can register a limited liability company (LLC) in the United States without being a US citizen or resident. The registration can be completed remotely, so you don’t have to travel to the United States.

Here’s how the process works.

Choosing a Country for Business Registration

The first step is to choose a country where you want to register your business.

The United States is one of the main options I would recommend considering. Foreigners can legally own US LLCs, and the country has established company registration procedures for international entrepreneurs.

Other countries, including the United Kingdom, also allow foreign entrepreneurs to register businesses. However, their company registration requirements, banking options, and PayPal eligibility rules differ.

If you choose the United States, you’ll need to select a state where your LLC will be registered. Wyoming, Delaware, and New Mexico are commonly considered by foreign entrepreneurs because of their business registration structures.

The state you choose will determine your formation fees and some of your ongoing business obligations.

Registering Your Foreign Business

Once you’ve chosen a country, the next step is to register your company with the appropriate government authority.

You can handle the registration yourself or use a company formation service.

For example, Firstbase helps Bangladeshi entrepreneurs register US LLCs and corporations remotely. Its services cover company formation, registered agent arrangements, and assistance with obtaining the documents needed for banking and payment services.

For a US LLC, the registration process generally involves:

1. Choosing a business name: Select a name that is available in your preferred state.
2. Appointing a registered agent: Your LLC needs a registered agent to receive official legal documents.
3. Submitting formation documents: File your Articles of Organization or equivalent documents with the state.
4. Paying the registration fee: The amount depends on the state where you’re forming the company.
5. Receiving your company documents: Once the state approves your application, your LLC becomes legally registered.

After registration, you’ll need to complete the remaining tax identification and banking arrangements.

Obtaining the Required Business Documents

Registering your company is only the first part. You’ll need official documents to prove that the business exists and that you’re authorized to operate it.

For a US LLC, the main documents include:

• Articles of Organization or Certificate of Formation: Confirms that your LLC has been registered with the state.
• Employer Identification Number (EIN): A federal tax identification number issued by the Internal Revenue Service (IRS).
• Operating Agreement: Explains how the LLC is owned and managed.
• Business address information: The company’s registered or operating address.
• Ownership information: Details of the individuals who own or control the company.

An EIN is especially important for a US business. You’ll need it for several business banking and payment processing applications.

Foreign business owners can apply for an EIN without being US citizens. If you use Firstbase, its company formation services include assistance with the EIN application process.

Keep your company registration documents and tax identification records available because PayPal will require business information during account verification.

Setting Up an Eligible Business Bank Account

After obtaining your company documents, the next step is to open a business bank account.

For a US LLC, you can apply to banks and financial technology companies that accept eligible foreign-owned businesses. Mercury and Relay are two options worth considering.

These providers have different eligibility and verification requirements. You’ll generally need your company’s registration documents, EIN, personal identification, and business ownership information.

A business bank account allows you to manage payments under your company’s name. It also provides a way to receive withdrawals once the account is successfully linked to PayPal.

Applying for PayPal Business Account Verification

Once your foreign company is registered and you have the required documents, you can proceed with your PayPal Business account application.

Visit the PayPal website for the country where your business qualifies to register and select the Business account option.

Enter your company’s legal name, business address, tax identification number, and other requested information. You’ll also need to provide your personal details as the account holder or business owner.

For a US-registered business, PayPal requests information about the company’s executive contact and beneficial owners. Foreign owners without a US tax identification number can provide passport information for the relevant identity checks.

After submitting your details, follow the verification instructions in your PayPal account.

PayPal will review the information and request supporting documents if necessary. Once your account is approved and the required features are enabled, you can begin accepting supported business payments.

Remember that foreign company registration alone does not guarantee PayPal approval. Your company must qualify under PayPal’s country requirements, and your account activity must comply with its policies.

PayPal Alternatives in Bangladesh

If creating a foreign PayPal account isn’t practical for you, there are other ways to receive international payments in Bangladesh. The best option depends on whether the sender specifically wants to use PayPal or is willing to pay through another method.

SVZ Finance

If someone wants to send you money through PayPal, SVZ Finance can be the fastest option. It helps users in PayPal-restricted countries receive legitimate PayPal payments without opening their own accounts.

SVZ Finance receives the payment on your behalf and sends the money to you through the agreed settlement method.

Xoom

If you’re receiving money from family or friends abroad, Xoom is another option. The sender can use Xoom to transfer money directly to your Bangladeshi bank account, bKash wallet, or a supported cash pickup location.

Xoom is owned by PayPal, and senders can fund eligible transfers using their PayPal accounts. However, Xoom is for personal transfers, not freelance or business payments.

International Bank Transfers

If your client is willing to pay through bank transfer instead of PayPal, you can receive the money directly into your Bangladeshi bank account.

You can also use international receiving accounts from platforms such as WorldFirst, nSave, and Payoneer. These services provide eligible users with foreign currency receiving details, including USD, GBP, and EUR, for collecting payments from abroad.

Which Option Should You Choose?

If the sender specifically wants to pay through PayPal, you should consider SVZ Finance.

For personal transfers from family or friends, Xoom is another option. But if your client can pay through bank transfer, you can use your local bank account or an international receiving platform such as WorldFirst, nSave, or Payoneer.

Conclusion

Although PayPal is not officially available in Bangladesh, you can still create a foreign PayPal account if you meet the eligibility requirements of a supported country.

If you legally reside abroad, you can apply for a personal account. But if you’re living in Bangladesh and need PayPal for your online business, registering a foreign company is the main option I would recommend exploring. You can use Firstbase to register a US LLC remotely without having to travel to the United States.

Whichever route you choose, make sure your personal and business information is accurate and that you can provide the documents PayPal requires for verification.

And if opening a foreign PayPal account isn’t practical for you, the alternative payment methods we’ve covered can help you receive money from abroad without going through the account registration process.

FAQs About PayPal in Bangladesh

Can I create a PayPal account in Bangladesh without a foreign company?

Yes, if you legally reside in a PayPal-supported country, you can open a personal account without registering a foreign company. Otherwise, you can explore the foreign business account route if you meet its requirements.

Can I open a US PayPal account from Bangladesh?

Yes, you can apply for a US PayPal Business account through an eligible US-registered company, such as an LLC. However, your business must meet PayPal’s eligibility requirements, and your account use must comply with its country policies.

For a personal US PayPal account, you must legally reside in the United States.

Is it legal to use a foreign PayPal account in Bangladesh?

Owning a foreign company and applying for a PayPal Business account is not automatically illegal because you’re Bangladeshi. However, using the account must comply with Bangladesh’s financial regulations and PayPal’s terms, including restrictions on accessing its services from unsupported countries.

Can I verify PayPal with a Bangladeshi NID or passport?

Yes, you can use your Bangladeshi passport for identity verification when applying for an eligible foreign PayPal Business account. PayPal’s US verification process accepts passport information from foreign business owners without US tax identification numbers.

Acceptance of a Bangladeshi NID depends on the account country’s verification requirements.

Can I use a Bangladeshi phone number for PayPal?

You need a phone number accepted by PayPal for your account setup. For a foreign account, use a legitimate number associated with your account or business location that can receive verification codes.

Can I link a Bangladeshi bank account to PayPal?

No. You cannot directly link a regular Bangladeshi bank account to a US PayPal account. You’ll need a US bank account that meets PayPal’s requirements or another payment method supported in your account country.

Can I send and receive money using PayPal in Bangladesh?

You cannot send or receive money through a locally registered Bangladeshi PayPal account because local registration is unavailable.

A foreign PayPal account supports payments according to its country rules. Alternatively, SVZ Finance helps users receive PayPal payments or make payments without opening their own  accounts.

How can I withdraw PayPal money to a Bangladeshi bank account?

PayPal doesn’t support direct withdrawals to Bangladeshi bank accounts. You can withdraw to a supported foreign bank account and transfer the money to Bangladesh through an international payment service.

Alternatively, you can use services like SVZ Finance to exchange your PayPal funds for Bangladeshi Taka and receive the money through an agreed local payment method.